Credit that moves with you.

See your available credit clearly, understand the terms, and continue securely in the KUDIKRED app.

Download the App → Explore Loans
₦Check your limit ✓Review your offer ↗Continue in the app
Fast mobile access Start and continue inside the app
Protected information Secure, privacy-conscious processes
Clear repayment dates Know when payment is due
Help when needed Support and complaint channels

Credit for the moments that matter.

KUDIKRED gives you a straightforward way to review available credit when an urgent need or important plan comes up.

Urgent expenses

Handle an unexpected bill while keeping the full repayment cost visible.

Plans on track

Keep moving toward personal, family, education or business goals.

Clear offers

Review the amount, charges, repayment and due date before accepting.

Estimate your repayment.

Explore an illustrative repayment example before continuing in the app.

This example is provided for general illustration only. Your actual loan amount, repayment period, interest, applicable fees, total repayment amount and repayment date will be clearly shown in the Pricing Details in the KUDIKRED app before you confirm a loan.
₦
₦0₦3,000,000
days
01080
%
040
Your Monthly Repayment₦59,755.23
Total Interest Payment₦79,265.68
Total Payment₦179,265.68
Figures update as the example values change.

Why choose KUDIKRED?

Clear terms, protected information and a mobile-first experience—designed to help you make confident credit decisions.

Transparent terms

See the amount, charges, total repayment and due date before deciding.

✓

Information protection

Your information is handled through secure, privacy-conscious processes.

Mobile-first service

Account creation, offers, withdrawals and repayments are completed in the app.

Help Centre

Find clear answers about eligibility, offers, repayments, account security and complaints.

Visit Help Centre →
Who can apply for a KUDIKRED loan?＋
How will I receive and review an offer?＋
What information will I see before accepting?＋
How do I make a repayment?＋